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Chapter 8-G: Medical Financial Assistance


Related Topics: Aids / HIV | Dental Services | Family Financial Assistance | Health Centers and Hospitals | Physician Referral | Sexually Transmitted Disease


Jump to Information About: Eye and Hearing Exams and Care / Assistive Technology | Medical Financial Assistance | Prescription Assistance


Go To: Table of Contents | Index of Agencies


Medical Financial Assistance:


Maryland Health Connection (MHC): Maryland’s Marketplace for Health Insurance

A Spanish version of the site is available and resources are available for help with other languages.

If you live in Maryland, you should use The Maryland Health Connection to compare and shop for private health insurance plans and to apply for health insurance coverage for you and your family rather than HealthCare.Gov . Plans offered in the MHC are not government-run health plans. Enrollment dates can be found on the MHC website.


  • CALL toll-free 855-MHC(642)-8572 or TTY: 855-MHC(642)-8573, Monday-Friday: 8 a.m.-6 p.m., Saturday: 8 a.m.-2 p.m. Trained representatives are available to answer questions.

  • If you are eligible for a qualified health plan, you can enroll now only if you have a qualifying life event such as marriage or losing your current coverage. Find out here if you may qualify and how to enroll. You will not be able to shop for a plan at

  • If you apply now and are eligible for Medicaid or Maryland Children’s Health Program (MCHP), you can continue to enroll online year round.



Baltimore County Department of Health - Information for the Uninsured and Underinsured
6401 York Road, Third Floor
Baltimore, Maryland 21212
410-887-2243; Email:; TTY via Maryland Relay
Information about a variety of state health insurance programs, prescription assistance and health services for Baltimore County families, children, and seniors.


Baltimore County Department of Health - Cancer Prevention Program
Baltimore County Department of Health
6401 York Road, Third Floor
Baltimore, Maryland 21212-2130
410-887-3456; TTY via Maryland Relay
Offers free colon cancer screenings for men and women ages 50-64 years old. To be eligible you must be a Baltimore County resident with no or limited insurance that covers the cost of the screening or treatment services. Diagnosis and treatment services may be available for individuals screened through the program. All clinical services are provided by private medical professionals in the Baltimore areas and are scheduled by the nurse case management staff once individuals are determined eligible for the program.


  • Women's Cancer Protection Program
    Free mammograms, clinical breast exams and Pap tests for Maryland residents age 40 to 64 who are income eligible. Diagnosis and treatment services are also available through the Baltimore County Breast and Cervical Expanded Services Program and the Maryland Breast and Cervical Cancer Diagnosis and Treatment Program. To be eligible you must be a Baltimore County resident with no or limited insurance that covers the cost of the screening or treatment services. All services are provided by private medical professionals in the Baltimore area and scheduled by the nurse case management staff once individuals are determined eligible for the program.


Baltimore County Department of Health - Well Child Clinic
For Baltimore County residents, ages 0 to 21 years of age, specifically children without health insurance. Complete preventative care services, including immunizations, physical exams, and anemia, developmental, tuberculosis and hearing screening. Blood lead testing also available. Acute illnesses are not treated. Fees are based on a sliding scale; however, services will not be denied due to inability to pay.


Baltimore County Department of Health - Women, Infants and Children ( WIC ) Program
6401 York Road, 3rd Floor
Baltimore, Maryland 21212
410-887-6000; Email:; TTY via Maryland Relay
Provides supplemental foods and nutrition education for income-eligible Baltimore County pregnant, postpartum and breast-feeding women, as well as children under age five with medical/nutritional risk factors.


Baltimore County Department of Social Services - Medical Assistance Program (Medicaid)
6401 York Road, First Floor
Baltimore, Maryland 21212
410-853-3000; TTY via Maryland Relay
District office locations are found around the county.


A federal and state funded program that may help to pay the medical bills of people residing in Baltimore County who have low income, cannot afford medical care, and meet other technical and financial eligibility requirements. All people who receive Temporary Cash Assistance (TCA) or Supplemental Security Income (SSI) benefits automatically receive Medicaid without filing a separate application. Children receiving foster care or subsidized adoption services from the Department of Human Resources are also eligible for Medicaid.


 There are various types of Medical Assistance which include:


  • Aged, Blind and Disabled ( ABD ) for people 65 years old or older, blind, disabled or with an illness that is expected to result in death


  •  Families and Children (FAC) for families with children under 21 years of age. Parents and other relatives who are providing care for unmarried children living with them may also qualify in this category


  • Maryland Children's Health Insurance Plan ( MCHIP ) provides care through a variety of Managed Care Organizations (MCOs) to low to moderate income pregnant women of any age and children (0-19 years of age), who only need to apply for medical coverage and who meet the income guidelines. Uses Federal and State funds to ensure that all Maryland’s children have medical insurance.


  • Long Term Care - Medicaid Coverage for Institutionalized Persons


Apply for benefits at any Baltimore County District Office or online through Maryland Sail (opens in new window). If you are applying for a child or a pregnant woman, you may apply at your Local Health Department. Please be advised that paperwork will be required for application processing.


Catonsville Emergency Food Ministries, Inc. (CEFM Network)
25 Bloomsbury Avenue
Baltimore, Maryland 21228
Limited financial aid for medical bills for eligible families within their service area.


Children's Medical Services Program ( CMS)
Maryland Department of Health and Mental Hygiene
201 West Preston Street, Room 423 A
Baltimore, Maryland 21201
410-767-5588 or 1-800-638-8864 (Office for Genetics and People with Special Health Care Needs); Application form available online
Program designed to help low-income, uninsured or underinsured Marylanders ages 0 to 21 years get specialty care for a diagnosed ( or suspected ) chronic illness or disability that need medical evaluation and / or treatment. Services include visits to a specialist, hospitalizations, surgeries, medications, therapies, lab work, x-rays, and medical equipment. CMS does not cover routine check-ups or immunizations, sick visits, emergency services, routine dental care, or mental health services. Online application is available on their website.


Maryland Children's Health Program ( MCHP )
Baltimore County Health Department
6401 York Road - Third Floor
Baltimore, Maryland 21212
410-887-2957; TTY via Maryland Relay
The Maryland Children’s Health Program gives full health benefits for children up to age 19, who are not eligible for Medicaid, for pregnant women of any age who meet the low to average income guidelines, and uninsured. Enrollees obtain care from a variety of managed care organizations ( MCOs) through the Maryland HealthChoice Program. Provides preventive health services for children such as regular check-ups, immunizations, lab work and tests, prescription drugs, dental and vision services. Provides health care for pregnant women and their children, including prenatal and post-partum doctor visits, lab work and tests, prescription medicines ( including vitamins ), and more.


Call 1-800-456-8900 to request an application.
Applicants may get application forms online and apply online via Maryland SAIL (opens in new window) or  apply in-person, by mail or fax


Apply in person at
Baltimore County Health Department
1046 Taylor Avenue
Towson, Maryland 21286


Return applications by mail or fax to:
Maryland Children's Health Program
Baltimore County Health Department
6401 York Road - First Floor
Baltimore, Maryland 21212
Fax: 410-372-0218


Maryland Health Insurance Plan (MHIP)
Individual Enrollment and Billing
10455 Mill Run Circle
Mail Stop RR-380
Owings Mills, Maryland 21117-9185
State health insurance program for Maryland residents who are unable to obtain health insurance from other sources due to a health condition; or who have a qualifying condition, or who have recently lost group coverage and exhausted their right to continuation of that coverage. MHIP+ Plans will end March 31, 2014 [PDF], MHIP Federal and MHIP Federal+ plans will end on January 31, 2014 [PDF] (opens in new window) Beginning January 1, 2014, no insurance carrier can turn down individuals for having a pre-existing condition and who qualify for premium tax credits and cost sharing. Through the Maryland Health Connection, individuals will have many new options for health insurance and cannot be denied so you no longer need to stay within your MHIP plan.


Maryland Primary Adult Care Program (PAC)
P.O. Box 386
Baltimore, Maryland 21203-0386
Call toll-free 1-800-226-2142
Offers health services to Maryland residents 19 years of age and over who make a limited amount of money each year and not eligible for Medicare; must meet income and assets conditions. PAC does not require the disability determination. It may provide access to a physician, counselor or psychiatrist for mental health services and help with prescription costs. Provides free visits to a family doctor, also called a Primary Care Provider or PCP, certain outpatient mental health services, and lower-priced or no-cost prescription drugs. Does not cover prenatal services. If you qualify for the program, you will be required to join a managed care organization ( MCO ).


Maryland Senior Health Insurance Assistance Program (SHIP)
Call Baltimore County Department of Aging, SHIP Office, 410-887-2059
Counselors help seniors age 65 and older, as well as, younger individuals who have Medicare due to disability to understand their Medicare benefits and the insurances associated with Medicare. In addition, SHIP counselors assist Medicare beneficiaries to assess if they are eligible for financial programs, which assist with the costs of Medicare and their prescriptions.  Assistance is offered in-person and by telephone  in a variety of areas, such as: billing problems; assistance applying for help for low-income beneficiaries; assistance with denials of payment, appeals and grievances; and advice on health care fraud and abuse. SHIP counseling services are confidential and free of charge.


Partners for Health Improvement Program (PARTNERSH.I.P)
Baltimore County Department of Health
6401 York Road, Third Floor
Baltimore, Maryland 21212-2130
410-887-8629; TTY via Maryland Relay
Provides full health care coverage / entitlement programs at a discounted cost for a three year time period through Kaiser Permanente of the Mid-Atlantic Bridge Program. Eligibility requirements to apply for this program: Baltimore County resident between the ages of 19 to 64 with income below 300 percent federal level


Social Security Administration - Supplemental Security Income (SSI)
1-800-772-1213; TTY 1-800-325-0778 for information and to schedule an appointment with a local office
Pays benefits to adults and children with disabilities who have limited income and resources and to people 65 and older without disabilities who meet the financial limits. Offers referrals to other Social Security services.


Local Offices:


6820 Hospital Drive, Suite 100
Baltimore, Maryland 21237


5 Park Center Court, Suite 100
Owings Mills, Maryland 21117


28 Alleghany Avenue
Towson, Maryland 21204


Southwest Emergency Services
1201 Maple Avenue
Baltimore, Maryland 21227
Financial assistance to purchase prescriptions and medical services/ supplies for families living in 21227. Limited to once a year. Must show proof of residency.

State of Maryland - Home and Community Based Options Waiver
Formerly known as the Medicaid Waiver for Older Adults, the Home and Community Based Options Waiver is now run by the State of Maryland Department of Health and Mental Hygiene (DHMH) and provides community services and supports to enable older adults and people with disabilities to live in their own homes. Maryland residents age 18 and over who need assistance with activities of daily living, such as bathing, grooming, dressing and mobility, can apply.

If you currently live within a nursing facility, contact Medicaid's Long Term Care and Waiver Services by calling 410-767-1739 or 1-877-463-3464. If you live in the community, to put your name on the Waiver Interest List,  contact Maryland Access Point (MAP) of Baltimore County by calling 410-887-2594.


Eye and Hearing Exams and Care / Assistive Technology


EyeCare America
P.O. Box 429098
San Francisco, California 94142-9098
A public service program of the Foundation of the American Academy of Ophthalmology. Provides no cost comprehensive eye exams and care for up to one year for any disease diagnosed during the initial exam, often at no out-of-pocket expense to eligible candidates age 65 or older through volunteer ophthalmologists.  Seniors must be US citizens or legal residents, may not belong to an HMO or have eye care coverage through the Veterans Administration and have not seen an EyeMD in three or more years.  Volunteer ophthalmologists will waive co-payments, accepting Medicare and /or other insurance reimbursement as payment in full: patients without insurance receive this care at no charge Those who are determined to be at increased risk for glaucoma (by age, race and family history) and have not had an eye exam in 12 months or more may be eligible to receive a free glaucoma eye exam if they are uninsured. Those with insurance will be billed for the exam and are responsible for any co-payments. The initiation of treatment is provided, if deemed necessary by the doctor during the exam. The program does not provide eyeglass prescriptions, eyeglass/refraction exams (the prescription part of exam) or cover the cost of glasses. Website provides online referral to eligible individuals.


Financial Assistance for Purchase of Hearing Aids [PDF] (opens in new window)
Maryland State Department of Education, Division of Rehabilitation Services (DORS)
2301 Argonne Drive
Baltimore, MD 21218-1696
Phone: 410-554-9442 Toll-free: 1-888-554-0334; TTY: 410-554-9411
If you are not eligible for DORS services (or if working is not your goal), you can contact these places to find out more about obtaining low or no-cost hearing services. If you are eligible for DORS services and you need a hearing aid to become employed or to stay independent in your home or community, your DORS counselor will talk with you about the best way to obtain a hearing aid. Local offices located in Catonsville and Towson and Eastern Baltimore County


InfantSEE (opens in new window)
Toll-Free: 1-888-396-3937 (EYES)
A national public health program, managed by Optometry Cares® - the American Optometric Association ( AOA ) Foundation. Under this program, participating optometrists provide a one-time, comprehensive infant eye assessment for infants between 6 and 12 months of age, regardless of family income or insurance coverage, as a no-cost public service. Website link to locate a local AOA member optometrist who can provide the free infant assessment.


Lions Club International
Many local Lions clubs in or near your community may sponsor a program that provides assistance for the purchase of eyeglasses, hearing aids, or other health-related services. To find a Lions club near you, access our Club Locator (opens in new window). Clubs are generally named for the community in which they serve.


Maryland Technology Assistance Program (MDTAP)
Maryland Department of Disabilities
Workforce & Technology Center
2301 Argonne Drive, Room T-17
Baltimore, Maryland 21218
410-554-9230; Toll Free: 1-800-832-4827; TTY: 1-800-832-4827
Enhance the lives of all Marylanders with disabilities, older Marylanders, and their families by helping support access to assistive technology (AT) devices and services. Conducts training for persons, organizations, or agencies who would like to learn about assistive technology. Offers a hands-on device demonstration and device loan program to help individuals see and try assistive technology. These services are free and open to Maryland residents who have a disability or are senior citizens, as well as to family members and caregivers of qualified individuals. Operates Equipment Link, where people can buy, sell, and recycle used assistive devices. MDTAP also supports the work of the Maryland AT Co-op, a cooperative buying program that can provide many new devices at a discounted price. Helps people pay for AT by managing two low-interest financing programs for the purchase of assistive technology, which includes hearing aids, TTYs, and other devices. These programs are open to Maryland residents with disabilities or family members of qualified individuals.


New Eyes for the Needy
549 Millburn Avenue
P.O. Box 332
Short Hills, New Jersey 07078
New prescription eyeglasses through a voucher program for children and adults in the U.S. who cannot afford glasses on their own. New Eyes does not pay for eye exams. Works with social service agencies, caseworkers or school nurses. Typically, an agency will complete an application form  with an individual clients and send the completed application with a copy of a recent eye prescription to New Eyes for review. If the application is approved, New Eyes will send the voucher to the agency for transmittal to the client. School nurses may also request a voucher on behalf of their low-income students. Rather than complete an application, nurses should write to New Eyes on school letterhead explaining the student’s need for new glasses and indicating a financial qualifier such as participation in the school lunch program


Sight for Students
1-888-867-8867 or for more information
Provides free vision exams and glasses to qualified low-income, uninsured children who are age 18 or younger and has not graduated from high school. A gift certificate is issued to be used with a V S P network doctor. The program operates nationally through a network of community partners who identify children in need and V S P network doctors who provide the eye care services.


Vision USA
Offered through American Optometric Association ( AOA ), the program applies to those who do not qualify for government or private health insurance and meet income level eligibility requirements. VISION USA provides free basic eye health and vision care services to uninsured, low-income individuals and their families. Apply online. You must work with a charitable organization, social worker, case worker, community health agency to submit an application.  Applicants must provide proof of household income for verification of income level eligibility. If qualified and a volunteer AOA member optometrist is available in your area, you will be given his or her name to contact for an appointment



Prescription Assistance:


Assistance Center of Towson Churches
120 West Pennsylvania Avenue
Towson, Maryland 21204
410-296-4855; Email:
An ecumenical program that provides emergency payment for prescriptions and help in obtaining medical supplies for needy families in the Towson area. Financial assistance is available to those in zip code area bounded by zones 21210, 21212 and 21239 on the south, west to Falls Road, east to include all of 21234 and north to the state line. 


Baltimore County Prescription Discount Card
A card that can be used at participating pharmacies [ PDF] (opens in new window) to obtain prescription medications at a discounted cost. Free enrollment for County residents. This plan is not insurance. 


  • There is no age or income requirements. You do not need to be a Medicare beneficiary.


  • Coverage is for your entire family.


  • Use it anytime your prescription is not covered by insurance.


Liberty Assistance Center
9019 Liberty Road
Randallstown, Maryland 21133
Emergency financial assistance for prescriptions


Maryland AIDS Drug Assistance Program (MADAP)
500 North Calvert Street, Fifth Floor
Baltimore, Maryland 21202
410-767-6535; Toll-Free: 1-800-205-6308; TTY via Maryland Relay
MADAP helps low- and moderate-income, HIV-positive Maryland residents who are not eligible for Medicaid or Primary Adult Care ( PAC ), but who have an income at or below 500% of the current Federal Poverty Level purchase the medications they need to treat HIV.


Maryland Medicaid Pharmacy Program
201 West Preston Street, Room 408/409
Baltimore, Maryland 21201
410-767-1755; 1(800)492-5231, option # 3
Helps low-income U.S. citizens or qualified aliens as well as Maryland residents pay for prescriptions.


MedBank of Maryland, Inc.
2524 Kirk Avenue
Baltimore, Maryland 21218
Phone and ask for a new patient referral packet.
Assists low-income, chronically ill, uninsured and underinsured Marylanders of any age to access free or low-cost prescription drugs. This is done by accessing patient assistance programs maintained by pharmaceutical companies. Does not provide case management but may provide discount card.




  • You must live in Maryland or see a physician whose office is in Maryland


  • You do not have prescription coverage as part of your health insurance


  • You meet the financial guidelines set by the drug companies


  • You are not enrolled in entitlement programs such as Medicaid or the Maryland Adult Primary Care Program (opens in new window)
NeedyMeds, Inc.
P.O. Box 219
Gloucester, Massachusetts 01931
Keeps a current database of drug manufacturer's patient assistance programs that may provide you with free or low cost medicines. You apply directly to those programs. NeedyMeds does not run any assistance programs, determine eligibility, or have a NeedyMeds application. They do not supply medicine or financial assistance. They do maintain current information online about many sources of assistance that anyone can use without registering or entering any personal data. All information is provided through their website only. Get help with your application from Medbank of Maryland, Inc


Partnership for Prescription Assistance
1-888-4PPA-NOW (1-888-477-2669)
A program that connects qualified, low-income people without prescription drug coverage to free or low-cost prescription drugs, direct from the pharmaceutical manufacturer. Offers a single point of access to public and private programs, including many offered by pharmaceutical companies. Phone to see which program can offer you assistance with your prescription.


Senior Prescription Drug Assistance Program (SPDAP)
Maryland - SPDAP c/o Pool Administrators
628 Hebron Avenue, Suite 212
Glastonbury, Connecticut 06033
1-800-551-5995; TTY 1-800-877-5156
State program offering financial assistance to moderate-income Maryland residents who are eligible for Medicare and are enrolled in a prescription drug plan and have an income at or below 300% of the Federal Poverty Level


Southwest Emergency Services
1201 Maple Avenue
Baltimore, Maryland 21227
Financial assistance to purchase prescriptions and medical services/ supplies for families living in 21227. Limited to once a year. Must show proof of residency.


Together Rx Access (opens in new window)
Together Rx Access, LLC
One Outlet Lane
Bald Eagle Court
Lock Haven, Pennsylvania 17745
Several major drug companies have created a joint website that allows you to apply for a free card (TogetherRx Access) that offers discounts on name-brand and generic medications they manufactured. You use the card to purchase the drugs at your local pharmacy. To qualify, customers may not be eligible for Medicare and must have no other prescription drug coverage. Most of the companies have household income limits. You may apply online or by phone.


United Churches Assistance Network ( UCAN )
40 Church Lane
Cockeysville, Maryland 21030
An emergency assistance cooperative organization designed by member churches to offer financial help to individuals and families in need in and around the following zip codes for Northern Baltimore County / Cockeysville area: 21030, 21031, 21093, 21111, 21131, 21136, 21152. Inquiries from other areas are referred to appropriate organizations (closer to their home). Clients must provide documentation from their medical provider to support request for emergency financial assistance.



Revised: February 2, 2016